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Technology has made getting a loan easier – think of leasing a car online or getting a student loan. What’s less understood is what happens next: originators and lenders manage relationships over email, Excel and FTP folders. These operational processes create risk for lenders, inefficiency for originators and limit access to borrowers.

Setpoint is a technology company on a mission to make capital efficient and error-free. We remove error-prone funding operations tasks to facilitate a more systematic loan sale and syndication process. This results in improved standardization and liquidity for our customers.

Recent News & Awards:

8/13/24 - successful completion of $31 million Series B funding round.
645 Ventures led the round, with Citi, Wells Fargo, Andreessen Horowitz, NextView Ventures, Floating Point, Henry Kravis, Zillow founder’s 75 & Sunny, Vesta Ventures, Fifth Wall, Eltura Ventures, and Outrunner.



Net IRR: 17.1% 3/31/26


0.0% Credit Losses Since Inception of the Company
Average 64 LTV, 753 FICO

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